A basement in-law suite — with a self-contained bedroom with OBC-compliant egress window, full bathroom, kitchenette or full kitchen, living area, acoustic insulation in the ceiling above, and independent temperature control — typically costs $45,000–$85,000 depending on finish level, kitchen scope, and accessibility specification. Adding accessible design provisions — curbless shower, grab bar blocking, wider doorways, comfort-height fixtures — adds $3,000–$8,000. In-floor radiant heating in the bathroom adds $800–$2,500. These are complete installed costs including all permits and project management.